How To Spend Your January 2025 Student Loan Drop
Wondering how to spend that leftover loan (if you have any...)? We've got you covered...
In case you didn't know, it's student loan drop month for those of you who receive a maintenance loan - but we're sure you've been counting down the days!
The maintenance loan is a chunk of money provided to university students by the government to support you financially throughout the academic year with daily living costs such as food, toiletries and household essentials, as well as rental and utility costs.
Your maintenance loan will typically be split into three equal payments across the academic year, coinciding with the start of each term - for everything you need to know about student finance and loan drops, be sure to check out our epic guide here!

With the January loan just about to drop, here's how you can stock up on some essentials and treats without breaking the bank - it’s important to budget and make this money last so that you’re not in an uncomfortable position before your next loan arrives, but we all need a little treat every once in a while!
That’s why taking advantage of student discounts and offers is so vital. You can still enjoy spending on the things you love whilst working within a budget.
Fortunately, there are some excellent deals on at the moment - here are some of our faves...
Schuh – UP TO 70% OFF + A BOOSTED 20% OFF FULL PRICE & SALE

Okay, so shoes are essential right? But they can certainly be pricey, which is why you should make the most of this amazing offer before it ends.
There’s something for everyone at Schuh - whether you’re a fan of UGGs, New Balance, Doc Martens or Nike, Schuh has it all. Put your best foot forward this year and kit yourself out with some new creps, all while enjoying 20% off Schuh with TOTUM sitewide and instore with our unique online discount code or your TOTUM card.
Myprotein - JANUARY SALE! UP TO 70% OFF + EXTRA 10%!

If you're looking to get your fitness game on point for 2025, don’t miss the MYPROTEIN January sale! Enjoy up to 70% off on your favourite products, plus an extra 10% off exclusively with TOTUM. Stock up on high-quality supplements, protein powders, and more. Shop now on MYPROTEIN and TOTUM to kick-start your fitness journey with unbeatable savings!
Hello Fresh - GET 55% OFF YOUR FIRST BOX + FREE DESSERT FOR LIFE!

If one of your goals for the new year is to start eating more healthily, look no further than Hello Fresh. With 100+ recipes to choose from per month, home cooking couldn't be easier! From Veggie options to quick recipes ready in 20 minutes, there’s something for everyone to enjoy. Sign up to HelloFresh today or reactivate your account via TOTUM for 55% off your first box + free dessert for life!
Apple - 10% OFF WITH APPLE EDUCATIONAL SAVINGS

Whatever your way of learning and expressing creativity, Apple technology and resources empower every kind of educator - and every kind of student - to learn, create, and define their own success. Check out the latest in Mac, iPad, Apple Watch, iPhone and Apple TV and make the most of your device with a huge range of accessories and expert cover and support through Apple Care - all with Apple Education Discount!
New Look - LOAN DROP: BOOSTED 25% OFF

With daily new arrivals, you’re never more than a few clicks away from staying effortlessly on-trend at New Look. For up-to-date men’s and women’s fashion, including dresses, skirts, tops, trousers, shoes, heels, boots, accessories and more, treat yourself to a whole new look all under one roof.
APH - AIRPORT PARKING AND HOTELS 20% OFF PARKING

Booking in your holiday for 2025? Whether you're looking for parking close to the terminal for quick access or need an overnight stay before an early flight, APH ensures your travel experience is seamless and hassle-free. With a commitment to customer satisfaction, APH provides reliable and affordable solutions tailored to every traveler's needs, making them an ideal choice for both leisure and business trips.
More than just a way to save...
TOTUM is built for every step of student, apprentice and professional life. Exclusive discounts, free cashback, ID and international offers from 500+ brands, all in one app!
Download The TOTUM App

Stories like this

Cashback Offers To Help You Get Ready For Uni And College
Heading to uni or college? Make your pre-term spending go further with TOTUM Cashback offers at some of the brands you’re likely to shop with most.

Student Finance Payment Dates 2026/27: What Date Is The Maintenance Loan Paid?
Wondering when you'll receive your student finance payments in 2026/27? Here's how you can find out when you'll receive your maintenance loan.

From Holidays to High Street: Discounts That Are Worth Every Penny
Save on travel, fashion, technology, food and more with a TOTUM+ membership and find out how you can spend less every day!




.jpg%3Fw%3D500%26q%3D60&w=3840&q=75)

