This offer entitles you to a 20% discount on the base price of our direct product range, as defined in our terms and conditions. Discount does not apply to premium for pre-existing medical conditions or optional cover, such as sports and activities. You must access the website via TOTUM and enter the code in the promotional field. This promotional discount cannot be used in conjunction with any other offer. Only one discount per policy. This offer has no cash value. One Tree Travel reserves the right to modify or withdraw the offer or these terms & conditions at any time. Promotion expires 31/12/2026 One Tree Travel is a trading style of Freedom Insurance Services Limited which is authorised and regulated by the Financial Conduct Authority, reference number 306536. Registered in England number 4399749. Learn more about One Tree Travel by visiting onetreetravel.co.uk.