1. This 'Plum x TOTUM Reward July 2026' ("The Promotion") is organised by Plum Fintech Limited ("Plum"). 2. The promotion is open to new Plum customers who create their account from 23/07/2026 until 31/12/2026 from our offer landing page, and who meet the eligibility criteria as outlined below. 3. To be eligible for the promotion reward, a participating customer must still have an 'active' Plum account 90 days after becoming 'active' using our offer landing page and completing their Plum profile, defined as when you have successfully linked your bank account to Plum. 4. For a customer account to be considered 'active', they must hold a minimum total net deposit of over £125 across their Plum accounts. 5. You must set aside over £125 within the first 90 days of completing your profile. 6. Eligible participants will receive a £10 reward provided that at least the qualifying total net deposit of over £125 is maintained across their Plum accounts for a continuous 90 day period. 7. Keep it in Plum: Any withdrawal that drops your total net deposit below the £125 qualifying amount will void your eligibility. 8. Deposits into any Plum account will count towards the qualifying amount, including Plum Pockets, Easy Access Savings, the 95 Day Notice Account, Plum Interest, Cash ISA and Investments. Your qualifying amount can be made up of a single deposit or a combination of deposits across these accounts. 9. Eligibility is assessed on your total net deposit, meaning the total you have paid in less any amounts withdrawn. Changes in the value of any investments you hold will not affect your total net deposit. 10. The reward will be paid into each eligible participant's Primary Plum Pocket within 10 working days after the 90 day period, provided the minimum total net deposit of over £125 has been maintained for 90 consecutive days. 11. After the promotion reward is paid into the customer's Primary Plum Pocket, it will then be covered by general Plum account Terms and Conditions. 12. By entering the promotion, participants agree to be bound by these Terms and Conditions and the decisions of Plum, which are final and binding in all matters relating to the promotion. 13. Plum reserves the right to cancel, modify or suspend the promotion and/or these Terms and Conditions at any time. We will always try to give you notice if changes affect your active participation. 14. Plum also reserves the right to disqualify any participant who is believed to have violated these Terms and Conditions or who engages in any fraudulent or illegal activity. 15. Note: This is not financial advice. Plum's General T&Cs apply. Account eligibility criteria and minimum age requirements apply to individual Plum products. The value of investments can go up as well as down and you may get back less than you invest. Plum is not a bank.