- Earn £200 cash when you switch to an Everyday Current Account. To receive the £200, complete a full switch, set up 2 active household Direct Debits and pay in £1,500 within 60 days. Switch incentive available when you use Current Account Switch Service. Offer can be withdrawn at any time. T&Cs apply. - Spend with your Santander Mastercard debit or credit card in the UK or abroad from 1 Jul to 31 Dec and get entries into a monthly prize draw to win a European trip for two. You must enter the promotion to take part. T&Cs apply. - No minimum monthly funding or monthly fee to maintain the account. - Arranged overdraft facility (subject to status). If you use an arranged overdraft you’ll be charged an interest rate of 39.94% APR / EAR (variable). - Get cashback, vouchers, prize draws and other offers personalised for you with Santander Boosts. - Online and Mobile Banking available with text and email alerts. - Access to Santander Regular Saver with 5.00% AER/Gross (fixed) for 12 months. Save up to £200 per month.