TOTUM - Edge Current Account

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- Earn 1% cashback on selected household bills (up to £10 a month) when you pay by Direct Debit. - Access to Santander Regular Saver with 8.00% AER/Gross (variable), including a 5% AER/Gross (variable) bonus for the first 12 months. Save up to £200 per month, payable from a Santander current account. T&Cs and eligibility criteria apply. Rate may be withdrawn at any time. - Access to Santander Edge saver with 6.00% AER / 5.84% gross (variable) interest on balances up to £4,000 (includes 2.50% AER / 2.47% gross (variable) bonus rate for the first 12 months from opening). - You can make international payments with no extra fees (the bank receiving the payment may still apply charges). There's also no charge for making CHAPS payments from this account. - No Santander fees for using your Santander Edge debit card to withdraw cash and make payments outside the UK in the local currency. - Arranged overdraft facility (subject to status). If you use an arranged overdraft you’ll be charged an interest rate of 39.94% APR / EAR (variable). - Get cashback, vouchers, prize draws, and other offers personalised for you with Santander Boosts. To be eligible for Santander Boosts, you must have a personal Santander debit or credit card, be 18 years or over and be registered for Online and Mobile Banking. - Online and Mobile Banking available with text and email alerts.
- £3 monthly fee to maintain the account. - You must be over 18 and live in the UK permanently to open the account - To earn cashback and interest, you must pay in £500 each month and have 2 active Direct Debits. - You may only hold a maxiumum of two Santander Edge current accounts, one in your own name and one in joint names. - You accept that this is a paper-free account, so documents, statements and some letters will be sent to your secure inbox in Online Banking.

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FAQ

You get 1% cashback on selected household bills paid by Direct Debit, up to £10 a month. The account also lets you use the Santander Regular Saver at 8.00% AER (variable) and the Santander Edge Saver at 6.00% AER (variable) on balances up to £4,000. The account costs £3 a month.

Start in the TOTUM app or on totum.com, follow the offer link to Santander and apply for the Edge current account online.

Apply online after starting in the TOTUM app or on totum.com. Once your account is open you manage it through Santander's online and mobile banking, with text and email alerts if you want them.

The Santander Edge current account. Having it also lets you apply for the Santander Regular Saver and the Santander Edge Saver.

You must be over 18 and live in the UK permanently, and the account costs £3 a month. To earn the cashback and the savings interest you need to pay in £500 every month and have two active Direct Debits. You can hold two Edge accounts at most, one in your own name and one in joint names. The account is paperless, so statements and some letters go to your secure online banking inbox instead of the post. If you use an arranged overdraft it is charged at 39.94% APR/EAR (variable) and depends on your circumstances.

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