TOTUM - Edge Up Current Account

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- Earn 1% cashback on selected household bills (up to £15 a month) when you pay by Direct Debit. - Monthly interest of 2.10% AER / 2.08% gross (variable) on balances up to £25,000. - Access to Santander Regular Saver with 8.00% AER/Gross (variable), including a 5% AER/Gross (variable) bonus for the first 12 months. Save up to £200 per month, payable from a Santander current account. T&Cs and eligibility criteria apply. Rate may be withdrawn at any time. - You can make international payments with no extra fees (the bank receiving the payment may still apply charges). There's also no charge for making CHAPS payments from this account. - No Santander fees for using your Santander Edge Up debit card to withdraw cash and make payments outside the UK in the local currency. - Arranged overdraft facility (subject to status). If you use an arranged overdraft you’ll be charged an interest rate of 39.94% APR / EAR (variable). - Get cashback, vouchers, prize draws, and other offers personalised for you with Santander Boosts. To be eligible for Santander Boosts, you must have a personal Santander debit or credit card, be 18 years or over and be registered for Online and Mobile Banking. - Online and Mobile Banking available with text and email alerts.
- £5 monthly fee to maintain the account. - You must be over 18 and live in the UK permanently to open the account - To earn cashback and interest, you must pay in £1,500 each month and have 2 active Direct Debits. - You may only hold a maximum of two Santander Edge Up current accounts, one in your own name and one in joint names."

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FAQ

TOTUM members can earn cashback each month on selected household bills and essential spending with a Santander Edge Up current account. Check the offer page for current rates and limits.

First activate and register your TOTUM Cashback account: https://help.totum.com/support/solutions/articles/47001252805-how-do-i-register-my-totum-cashback-account- Load funds onto the prepaid card, then use it to pay at Santander; cashback is credited automatically on eligible spending.

Use your funded TOTUM Cashback card through Santander's supported channels: pay online with the card details or in store through Apple Pay or Google Wallet where available. Usage guide: https://help.totum.com/support/solutions/articles/47001255187-how-do-i-use-totum-cashback-

The offer applies to selected household bills and essential spending paid through an eligible Santander Edge Up current account. Check the account terms for qualifying categories.

Account eligibility, fees, qualifying spending categories, monthly cashback caps and other Santander terms may apply. Review the current Edge Up account terms before applying.

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