- Spend with your Santander Mastercard debit or credit card in the UK or abroad from 1 Jul to 31 Dec and get entries into a monthly prize draw to win a European trip for two. You must enter the promotion to take part. T&Cs apply. - Earn 1% cashback (up to £15 a month) on selected household bills when you pay by Direct Debit. - Monthly interest of 2.50% AER / 2.47% gross (variable) on balances up to £25,000. - You can make international payments with no extra fees (the bank receiving the payment may still apply charges). There's also no charge for making CHAPS payments from this account. - No Santander fees for using your Santander Edge Up debit card to withdraw cash and make payments outside the UK in the local currency. - Arranged overdraft facility (subject to status). If you use an arranged overdraft you’ll be charged an interest rate of 39.94% APR / EAR (variable). - Get cashback, vouchers, prize draws and other offers personalised for you with Santander Boosts. - Online and Mobile Banking available with text and email alerts. - There is a £5 monthly fee for maintaining the account that will automatically be taken from your account each month. - Access to Santander Regular Saver with 5.00% AER/Gross (fixed) for 12 months. Save up to £200 per month.