Business Banking and Beyond with Tide

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Business Banking and Beyond with Tide Manage your business finances smarter and faster with Tide — the all-in-one platform trusted by over 1 million freelancers, contractors, and growing businesses worldwide. Why join Tide? Free business account: Open an account in minutes with no monthly recurring fees. Instant finance tools: Make and receive payments, manage expenses, create invoices, and handle your accounting — all in one app. 24/7 support: Get help anytime via in-app chat. Protected funds: FSCS protection provided through ClearBank. Extra perks for TOTUM members: Company formation for just £14.99 (Companies House normally charges £50) — plus a free business account. Business savings accounts: Earn up to 4.48% AER (variable). Tide Card Reader: Take in-person payments wherever you go. Flexible business loans: Apply without impacting your credit score. Join Tide for free today — and get back to doing what you love, while we take care of the rest.
• Available to verified TOTUM members. • Terms and conditions apply as specified on the offer provider's website. • Exclusions and eligibility criteria may apply. • Cannot be combined with other offers unless otherwise stated. • Offer may be amended or withdrawn at any time without notice.

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MORE THAN JUST A WAY TO SAVE

Become a TOTUM+ member today and get all this for as little as £10 a year

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Our members save up to £550 a year!

£100s CASHBACK

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£234 earned on your supermarket shop!

WORLDWIDE

WORLDWIDE
1,000s of discounts in over 90 countries!

WHICH TOTUM IS RIGHT FOR ME?

Not sure which TOTUM membership fits you - no problem! Answer a couple of quick questions and TOTUM's membership finder will tell you whether you qualify as a student, apprentice or professional - and which benefits you will unlock!

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FAQ

TOTUM members can access Tide's business-finance platform and TOTUM member benefits. Offer availability can change, so check the offer page before redeeming.

Open the offer through the TOTUM app or totum.com and follow the unique offer link to TIDE UK. Complete the qualifying journey and check the benefit before paying.

This is an online offer. Start in the TOTUM app or on totum.com and continue to TIDE UK through the linked journey.

The offer applies to eligible Tide business-account and related business services.

Business eligibility, verification, partner-bank, savings, lending and fee terms apply. Tide is a platform, not itself a bank.

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