Business Banking and Beyond with Tide
Manage your business finances smarter and faster with Tide — the all-in-one platform trusted by over 1 million freelancers, contractors, and growing businesses worldwide.
Why join Tide?
Free business account: Open an account in minutes with no monthly recurring fees.
Instant finance tools: Make and receive payments, manage expenses, create invoices, and handle your accounting — all in one app.
24/7 support: Get help anytime via in-app chat.
Protected funds: FSCS protection provided through ClearBank.
Extra perks for TOTUM members:
Company formation for just £14.99 (Companies House normally charges £50) — plus a free business account.
Business savings accounts: Earn up to 4.48% AER (variable).
Tide Card Reader: Take in-person payments wherever you go.
Flexible business loans: Apply without impacting your credit score.
Join Tide for free today — and get back to doing what you love, while we take care of the rest.
• Available to verified TOTUM members.
• Terms and conditions apply as specified on the offer provider's website.
• Exclusions and eligibility criteria may apply.
• Cannot be combined with other offers unless otherwise stated.
• Offer may be amended or withdrawn at any time without notice.
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MORE THAN JUST A WAY TO SAVE
Become a TOTUM+ member today and get all this for as little as £10 a year
PROVE YOUR AGE
Official government-approved PASS ID
£100s OF SAVINGS

Our members save up to £550 a year!
£100s CASHBACK

£234 earned on your supermarket shop!
WORLDWIDE

1,000s of discounts in over 90 countries!
WHICH TOTUM IS RIGHT FOR ME?
Not sure which TOTUM membership fits you - no problem! Answer a couple of quick questions and TOTUM's membership finder will tell you whether you qualify as a student, apprentice or professional - and which benefits you will unlock!

FAQ
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